Privacy Notice

person standing at the head of a conference tableFacts: What does Florida Shores Bank do with your Personal Information?

Why? 
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What? 
The types of personal information we collect and share depend on the product or services you have with us. This information can include:

  • Social Security number
  • Account balances
  • Account transactions
  • Checking account information
  • Employment information
  • Wire transfer instruction

When you are no longer our customer, we continue to share your information as described in this notice.

How? 
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Florida Shores Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your
personal information
Does Florida Shores Bank share? Can you limit this sharing?
For our everyday business purposes –
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes –
To offer our products and services to you
No We don't share
For joint marketing with other financial companies No We don't share
For affiliates' everyday business purposes –
information about your transactions and experiences
Yes No
For affiliates' everyday business purposes –
information about your creditworthiness
No We don't share
For non-affiliates to market to you No We don't share

Questions? 
Call 941-237-2000 or 954-876-2300 or go to www.floridashoresbank.com

WHO WE ARE

Who is providing this notice?
Florida Shores Bank means the following institutions:

  • Florida Shores Bank - Southeast
  • Florida Shores Bank - Southwest
WHAT WE DO

How does Florida Shores Bank protect my personal information? 
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

An example of these procedures is that customer nonpublic personal information is protected from unauthorized access by persons external to the Bank by a password chosen by the customer. Thus, the customer's nonpublic personal information would only be known to a person having, in addition to the customer's ID and account number(s), the customer's unique password.

Another example of these procedures is that customer nonpublic personal information is protected from being altered while in transmission to the Bank by encryption technology known as Secure Sockets Layer (SSL). SSL manipulates the data into a format unreadable to humans as it leaves the customer's workstation. Furthermore, the data in transit is split up into packets that travel separately and are not reorganized until they filter through the Bank's router. So if the encryption code should be solved by an unauthorized computer, the agent is likely to only be in possession of individual packets which would be out of context with the whole data.

How does Florida Shores Bank collect my personal information?
We collect your personal information, for example, when you

  • Open an account
  • Apply for a loan
  • Make deposits or withdrawals from your account
  • Give us your contact information
  • Make a wire transfer

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Information may also be obtained from "cookies." A "cookie" is a small file placed on your hard drive by our Web page server that is retrieved when you log onto our site again. The "cookie" is used to help us serve you better by recognizing you as a customer and to automate your online experience. For example, to store your preferences for certain kinds of information or to store account information so that you do not have to input it each time you visit our site. Cookies cannot be used to reveal anything that you have not already explicitly revealed. They cannot read your hard drive, get your e-mail address or steal personal information about you. If you do not wish to receive cookies, you can set your browser to alert you of a cookie being offered, or to reject all cookies.

Why can't I limit all sharing? 
Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

DEFINITIONS

Affiliates 
Companies related by common ownership or control. They can be financial and non-financial companies. Our affiliates include:

  • Financial companies such as
    • Florida Shores Bank – Southeast
    • Florida Shores Bank – Southwest
    • Florida Shores Service Company
    • Florida Shores Bancorp, Inc

Non-affiliates 
Companies not related by common ownership or control. They can be financial and non-financial companies

  • Florida Shores Bank does not share with non-affiliates so they can market to you

Joint Marketing 
A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Florida Shores Bank doesn’t jointly market

REV 07/01/10

<--return to top